
Finloraq
AI-powered accounting with real double-entry books and AI that explains what happened and what to do next. A live demo is available without registration.
Visit Platform Finloraq (opens in new tab)
Full-Stack Developer · AI Innovator · Researcher · Global Founder
I am Mohammad Habibur Rahaman, a founder-led developer and researcher. I design, build and operate software ventures, lead the PGAN and GCLM initiatives, and bring sixteen years of project-delivery experience to every product.
Short form, no obligation. Replies within two business days.

About
I am a full-stack developer, AI innovator, researcher and global founder. I design, build and operate software platforms, from AI finance and business tools to marketplaces and learning products, and I lead two founder-led initiatives, PGAN and GCLM.
That work grew out of sixteen years leading construction and infrastructure projects internationally, more than three hundred of them, as a civil engineer (B.Tech) with an MBA. Project after project, the constraint was rarely the engineering. It was the quality and timeliness of the decisions made around it. I now build software and research frameworks that improve those decisions.

Digital ventures
Twelve of the seventeen entries in my venture directory are shown here. Each card says plainly whether the platform is live or still in development, and links only to what exists today.

AI-powered accounting with real double-entry books and AI that explains what happened and what to do next. A live demo is available without registration.
Visit Platform Finloraq (opens in new tab)
A business operating system for SMEs covering customers, projects, finances, documents and compliance, with AI that works from the company’s own records.
Visit Platform BusinessPilotOS (opens in new tab)
AI-native marketplace for digital work, matching projects with development, design, marketing and automation agencies.
Visit Platform Softqora (opens in new tab)
One platform where children, teens, families and adults learn, play, create and explore together. The site states it is an early build, and features marked Planned are not yet available.
Visit Platform Orbiluma (opens in new tab)
Online store curating practical home goods and everyday products, with delivery estimates shown before checkout.
Visit Platform Papple Mart (opens in new tab)
Construction-materials marketplace for finding suppliers, comparing offers and managing procurement from request for quote to delivery.
Visit Platform BuildSource Network (opens in new tab)
AI agent and workflow-automation platform with human approval, knowledge bases and audit logs.
Visit Platform Papple AI (opens in new tab)
Booking marketplace connecting customers with barbers, salons and spas across the UAE.
Visit Platform BarberUAE (opens in new tab)
Platform connecting food brands, kitchens, customers and suppliers. Built in Dubai and currently piloting.
Visit Platform DISHIVO (opens in new tab)
Travel platform for stays, hotels, flights, cars and experiences, planned with an AI concierge called Naro.
Visit Platform AirNaro (opens in new tab)
Free learning activities for children aged 2 to 16: printables, tools and browser games, plus a parent problem solver.
Visit Platform Happy Learning Kids (opens in new tab)
Concept artworkHome and décor brand. The domain currently shows a coming-soon page, so it is listed as in development and is not yet live.
Explore Project Royal DécorWork with me
Every route below opens the enquiry form further down this page with the right topic already selected. Each enquiry is emailed to me directly.
Interested in acquiring a website, SaaS product or digital business? Tell me what you are looking for and why it fits you.
No venture on this page is listed for sale. This is an open enquiry, not an offer.
Buy a VentureCustom websites, SaaS products, AI and automation, built by the developer who builds and runs the platforms above.
Describe the problem, your timeline and your budget range.
Build With MePartnerships, co-building and team collaboration around these platforms. Say which venture interests you and what you would bring.
No open roles are listed on this site, so introduce yourself and how you would like to contribute.
Join a VentureAI and research initiatives
Two founder-led initiatives, one in advisory and one in research. Each is labelled with its actual status, and nothing here claims more than exists today.
Papple Global Advisory Network
Founder-led advisory initiative
GCLM: Global Construction Leadership Management
Founder-led research initiative
Software development
The tools below come from my public repositories and the platforms I run. I list what I use, not proficiency levels I cannot evidence.
Research and technology innovation
My interests are AI-powered decision intelligence, smart infrastructure systems, digital twins and governance frameworks for next-generation infrastructure. Publications and recent writing are below.
Research
Four programmes of enquiry, each grounded in delivered projects rather than modelled scenarios.
The gap between when information exists on a programme and when a decision is made on it — measured, and treated as the primary delivery constraint.
What keeps a digital twin authoritative rather than decorative: data discipline, ownership, and the update cadence delivery decisions actually require.
An integrated model joining research, advisory, mentoring and talent networking into one structure for moving construction knowledge across borders.
Construction analysed as a global economic engine across UAE, UK and USA practice, with a foresight roadmap running to 2050.
Publications
Every entry links to its registered DOI record.
Journal of Asia Entrepreneurship and Sustainability
DOI: 10.66635/8a50k061International Journal of Engineering Technology Research & Management (IJETRM), Vol 10(01), pp. 439-458
DOI: 10.5281/zenodo.21373179International Journal of Engineering Technology Research & Management (IJETRM), Vol 09(05), pp. 609-615
DOI: 10.5281/zenodo.21373248Knowledge hub
Shorter pieces on leadership, technology and delivery practice.
The GCC has a $3.1tn pipeline but awards only about $250bn a year. Where Gulf infrastructure capital is actually going in 2026,…
Colorado's new AI decision-making regulation reshapes vendor scoring and workforce AI on megaprojects. See what compliance readiness looks like before 2027.
A review of Flyvbjerg's iron law, UK NAO and US GAO audits, PMI's complexity data, and peer-reviewed studies on why megaproject decisions…
“A project does not fail because the concrete was wrong. It fails because a decision was made three months late, by someone who did not have the information in front of them. Everything I research is an attempt to close that gap.” Mohammad Habibur Rahaman Founder · Researcher · Full-Stack Developer
Future expansion
Eight modules extending the practice from published research into applied advisory infrastructure.
Turning project telemetry into executive decisions that arrive early enough to matter.
Governance frameworks that keep a twin authoritative rather than decorative.
An open advisory network matching verified specialists to programme need.
Open access to working papers, datasets and the frameworks behind them.
Structured assurance for capital programmes under schedule and cost pressure.
Cross-market economic contribution modelling for UAE, UK and USA construction.
Structured mentoring for engineers moving into programme leadership.
Entity, licensing and delivery models for cross-border advisory practice.
Core expertise
Websites, marketplaces and SaaS platforms designed, built and operated end to end, mobile-first and accessible.
Stack and servicesAI agents, workflow automation and decision-support products, built to apply research ideas to real operations.
See the platformsPublished work on AI-enabled leadership, decision intelligence and governance for infrastructure delivery.
ResearchFounder of PGAN and of a directory of seventeen digital ventures spanning SaaS, finance, building materials, travel and consumer platforms.
Explore venturesMapping how work really moves through an organisation, removing delay, and automating what remains. Lean Six Sigma Black Belt.
ServicesSixteen years leading construction and infrastructure projects internationally, with PMP® discipline in scope, schedule, risk and governance.
See projectsProjects
Selected programmes across buildings, infrastructure and advisory.
A mixed-use development of 47 modern villa units integrated within a commercial complex in Ras Al Khaimah, delivered within planned schedule and…
Have a project like these in mind?
Credentials and highlights
Project Management Professional.
Process improvement applied to delivery and digital operations.
Business and engineering foundations for product and project work.
Residential, commercial and infrastructure projects led internationally.
On AI-enabled leadership and related topics. Researcher profiles: ORCID (opens in new tab), Google Scholar (opens in new tab), Web of Science (opens in new tab).
Founder of PGAN and of seventeen listed digital ventures, and author of the GCLM 2.0 and AI-GCLM frameworks.
I list counts I can evidence. Client outcomes and metrics will appear here only once they can be documented.
Collaboration opportunities
If one of these sounds like you, a short message is the best way to start.
Websites, automation and AI integration that fit how your team works.
Discuss a projectScoping, building and launching a first product people can actually use.
Plan a buildCo-building products and sharing engineering practice.
Get in touchJoint work on AI-enabled decision intelligence and the GCLM framework.
Propose researchPartnerships around PGAN and advisory initiatives.
Start a conversationConstruction, AI or software, the first step is a conversation.
Contact
Whether it is a build, a platform, an AI idea or a research collaboration, start with a few lines. Here is what happens next:
Prefer email?
Projects and advisory: info@mrahaman.com
Research and publications: researcher@mrahaman.com